Some hired guns and companions (Norm Finkleton, Hickory Jim, Oscar Harrison) start with one, and the outlaw Remington Robert (playable character in quick battle) too. State militiamen, Pinkerton agents, Jackie Luong, and Charles Huntington wear one.
Carl Brine starts the game while wearing one. Badass Bandolier: A decorative feature on a couple of armours.
